Tarc or Segi

OK,I'm very confused in these both colleges. Both are good.. The only thing which is bothering me is that the travel time. Tarc is located near Genting Kelang.(Taman Melati,Setapak)  Segi is in Kuala Lumpur,and I'm staying in Cheras. Well,if you try to see the map (Tarc),the travel for me  far and the classes might start at 8.30am.The traffic in my area is huge!! seriously.. you won't be coming to cheras area if you stuck in this heavy traffic..If the classes start at this time,I'm surely a dead meat and wont be allowed to the lecture. Segi is nearer and the classes are at flexible time. Morning,afternoon,and evening classes..

The course fees is a huge different as Tarc is Rm9900.00+ +..Segi is Rm24000.00..Ptptn is covered fully.
My mother is asking me to go Tarc because it is cheap and the price is affordable..for me the problem is the travel time..

Moreover,yesterday i called up Tarc,and the conversation was like this:
  "Hi,good afternoon,Tengku Abdul Rahman College". May I help you?"
      " Hi,actually i need to know when is the next intake?"
  "The intakes will be in May and the application is open." Per application cost about rm10.00"
  I was like what the heck...!! haha..I continued the conversation.
      " Owh OK, I see. So,what is the fees? And how about PTPTN loan?
  " The registration fees is rm10.00,Processing fees is rm25.00,and you have to pay rm2300.00 for your 1st semester till you get your PTPTN loan.
  I thought it will be cheap..I continued.
      "OK,so when i got my PTPTN does the payment for the 1t semester will be refunded?
  "No,the payment wont be refunded as that is the terms and condition.
 I was blur for few moments..i didn't know what to say..
      "OK,thanks for the information. bye.

Then i was thinking over what to do now??  have to pay rm2300.00++ only for me.plus with my sister.. i need to pay nearly rm5600.00++..I planned to call Segi college. Here's the conversation.

" Hi,Segi College Kuala Lumpur. I'm X. May I help you?"
  "Hi,i need to know when is the next intake?"
"The intake is in April and the class is commencing on the 18th of April 2011."
  "OK, how much is the fees and do i need to pay for the 1st semester till the PTPTN approve?"
"The registration fees is rm500.00 and rm100.00 is for the library fees. You no need to pay for 1st semester.Can start immediately.
I was like cool..okie..;)
  " How much is the course (HR) total fees?"
"It is fully covered by PTPTN and the its rm22000.00++."
  "OK,thank you for the information. Can you send me an email on this course?
"Yes,for sure."

So,the conclusion i have decided that i will go to Segi college. I have just ok ok sum of money to cover my 2years education. I don't want to ruined it. I hope you understand what am i trying to say..If i spend more on Tarc,then oopsssie doopsie!!! hahaha..;)